Frequently asked questions

We currently do not offer an on-line payment option. However, we do offer a check-by-phone option which can be used if you have your checking account number and bank routing number. This option is free. We can also accept debit card payments over the phone, but there is a convenience fee in our Georgia branches for this option. Debit card payments made in person do not incur a convenience fee. We accept all other traditional payments such as cash, checks, and money orders.

Having less than perfect credit does not disqualify you for a loan. We consider several factors when making a loan decision, and your credit history is only part of the decision. We understand life can throw you a curveball. In fact, since we report to major credit bureaus, if we do make a loan, you may be able to improve your credit score by making on-time payments.

To apply simply visit or call your closest branch.

An installment loan is a loan with scheduled equal payments over a specified term. Your payment will be the same each month, providing that payments are made on time.

Payments will vary based on the loan size and terms of the loan. Contact your local branch.
Part of the decision process is determining your budget and what you can afford. Our loan sizes may vary depending on your state, but range from $100-$3000.
Yes, we use collateral to help secure your loan. Contact your local branch for what items can be used.

Yes, we make personal loans where we record a lien on a title to make the personal loan stronger, but we do not make loans based solely on the value of a vehicle. Additional collateral is required.

Yes, we offer free, no-obligation estimates on tax preparation. That way, you can decide if we are the best fit for your needs.

We offer a wide range of tax products, and based on your personal needs the fee can vary. That’s why we offer a free, no-obligation quote to all potential tax customers. We also offer a *Tax Advance loan to qualifying customers so you can receive your money once the IRS accepts your tax return.

*Subject to our most liberal credit policies.

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loans

Life happens, so let us help you out. Whether you need new tires, are throwing a graduation party, or just need some extra cash we’re here to help. We offer small secured loans with fixed monthly payments based on your budget from $100-$3000.

Tax Prep

Need help with your taxes? We offer tax preparation services. Let us give you a free no obligation quote. How do you know you’re getting your MAXIMUM return? Give us an opportunity to give you a FREE no obligation quote. Request an appointment today.

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